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Gadget Insurance

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What is Gadget Cover?

Cover all of your portable electronic gadgets for less than £4.60 a month.

  • Cover all your gadgets, worldwide, up to £1000 per claim, with no effect on home insurance no claims bonus.
  • All portable electronic items, including mobile phones, laptops, iPads and tablets, sat navs, cameras, games consoles, MP3 players, e-book readers and more...
  • Items are covered for accidental damage, theft and even mechanical failure.

Gadget Insurance covers:

Accidental Damage: Repair cost will be paid if your electronic equipment is damaged as the result of an accident. If it cannot be repaired, it will be replaced.

Theft: If your electronic equipment is stolen it will be replaced.

Accidental Loss: If you lose your mobile phone or PDA it will be replaced.

Breakdown: Repair costs will be paid if your electronic equipment is damaged as a direct result of electrical or mechanical breakdown. Excludes laptops.

Worldwide Cover: Your electronic equipment is covered for up to 90 days abroad within any 12 month period.

Types of gadget insured:

Any Mobile Phone
iPads & Tablets
iPods & MP3 Players
iPhones & All Smart Phones
Amazon Kindles & other e-Book readers
Sat Navs
Any Laptop Computer or Netbook
Digital / SLR Cameras
Portable DVD Players
Portable Games Consoles
Video Cameras
Portable TVs & More

Low Price
Similar policies retail elsewhere for £30.99 or even more and many of these have restrictions on the number or value of gadgets. Mobile phone operators charge even more for lesser cover.

All Gadgets Covered
Some competitors restrict cover to items purchased in the previous 12 months. Our cover extends to items purchased up to 3 years ago, as long as your item was purchased new.

Extended Warranty
Electrical retailers can charge a lot of money for extended warranty options, but Flux Direct Gadget Insurance includes breakdown cover in one low price.

This insurance is arranged by Adrian Flux Insurance Services and Supercover Insurance Ltd with UK Underwriting Limited on behalf of: Ageas Insurance Limited. See the policy booklet for full terms and conditions.Adrian Flux Insurance Services, Supercover Insurance Ltd, UK Underwriting Limited and Ageas Insurance Limited are authorised and regulated by the Financial Conduct Authority. This can be checked on the FCA's register by visiting the FCA's website at For example, charges an annual premium of £139 for one years cover of only up to five gadgets worth a cumulative maximum of £1,000. Vodafone charges £12.99 per month to cover an iPhone 4S. Cover for a collection of 13 typical gadgets on came to 27.99 per month. Prices checked 02/02/2012. Policy terms and conditions may vary, full details available on written request to our postal address. ‡ For example, requires items to be less than 6 months old at time of policy purchase, requires gadgets to be less than 12 months old. Policy conditions checked 02/02/2012 © Adrian Flux Insurance Services 2013. All rights reserved. Adrian Flux is authorised and regulated by the Financial Conduct Authority (FCA) registration number 307071. You can write to us at Adrian Flux Insurance Services, East Winch Hall, East Winch, King's Lynn, Norfolk, PE32 1HN. Product names are trademarks of their respective owners, and pictures and names used are for illustrative purposes only, no endorsement is claimed or implied.
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